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Narrowing down your search criteria will help as there are currently 329 available on the market today. On average, houses here are selling within 30 days on market. Thus, Strata.ca data shows that Georgina's housing market is tilting heavily in favour of buyers, rather than sellers.
It's hardly surprising that Keswick South, Sutton | Jacksons Point and Keswick North are Georgina's most popular neighbourhoods. Strata.ca determines the most popular neighbourhoods by looking at a number of factors. Neighbourhoods with homes selling within the shortest time frame will usually have a higher popularity ranking.
Keswick North and Bellhaven are Georgina's most priciest neighbourhoods. We isolate these neighbourhoods by looking at the average sold price over a set period of time. If you're looking for value, Georgina's priciest neighbourhoods may not be ideal. Instead, check out Baldwin and Virginia for other alternatives.
Every city has neighbourhoods where property values tend to be cheaper - and in Georgina they are Sutton | Jacksons Point and Historic Lakeshore Communities. Strata.ca determines this by looking at the average sold price for the past year. Many properties in Georgina's least expensive neighbourhoods are selling below the city's average of $983,329.
One of the carrying costs associated with homeownership in Georgina is your property tax. This tax helps fund many local services, such as snow removal, fire protection, and much more. The municipality is responsible for assessing properties and determining its property tax rate, which typically land between 0.5 and 2.5%. Some Georgina residents assume they'll pay more in taxes, depending on the size of their home. However, that's not necessarily true as the city's tax rate is multiplied by the property's current market value - and that can change each year based on the sale of nearby homes. Let's say your home's assessed market value is $600,000 and the municipality's property tax rate is 1% - that year you'd pay $6,000.
Strata.ca updates multiple times each day, featuring all the available listings in Georgina. In addition to listing details, imagine having the ability to search historical data for every property in Georgina. And the best part - it's all presented in a user-friendly way, making it easy to find your dream home.
With a walk score of 25, Georgina residents can access some amenities on foot. But for the most part, they need a car to get around. The transit score, meanwhile, is 25, indicating that this city offers a notably smaller public transportation network. And the bike score comes in at 39.
When purchasing a house in Georgina, you must budget for a series of charges known as 'closing costs'. These costs are necessary in order to finalize your purchase, so be sure to factor them in before making an offer. Buyers are not allowed to roll closing costs into their mortgage. So be prepared to budget anywhere up to 2% of the purchase price. For instance, 2% on a $600,000 house in Georgina would require $12,000 to be set aside for closing day. In Canada, regardless of where you purchase, all buyers must pay a land transfer tax. These amounts are set up by the individual provinces, with some municipalities imposing a second tax upon closing. The most common way to reduce this tax is by applying for the first-time homebuyer rebate. Finally, a Georgina real estate lawyer will be necessary to conduct a title search, arrange title insurance, plus register the home under your name. Real estate lawyers have varying rates, but many agents will recommend you budget about $2,000 to cover their fees.