Houses for Sale in Sarnia, ON

Sarnia's most popular neighbourhoods are Central City - Sarnia, South Sarnia and Sherwood Village. Strata.ca determines the most popular neighbourhoods by looking at a number of factors. Neighbourhoods with homes selling within the shortest time frame will usually have a higher popularity ranking.

It's hardly surprising that Rapids Parkway, Blackwell and Tree Streets are Sarnia's most expensive neighbourhoods. Strata.ca determines this by looking at the average sold price for the past year and contrasts it with other neighbourhoods. If you're looking for cheaper options though - Wellington Park, Oak Acres and Rosedale - Sarnia also have great properties, but at much better value.

The most affordable neighbourhoods in Sarnia are South Sarnia, Cardiff Acres and Coronation Park. The average sold price is able to tell us where a neighbourhood ranks in terms of cost. In comparison, the average house in Sarnia is selling for about $579,120.

Property tax is one of the things you'll need to consider when estimating the cost of owning a house in Sarnia. This tax is crucial in providing local residents with essential services, including garbage collection, fire protection and policing. Each year, the municipality determines its property tax rate - which typically falls in the range of 0.5 to 2.5%. This tax is not necessarily dictated by the size of your house, which is what many Sarnia homeowners tend to believe. But rather, the city's tax rate is multiplied by the property's current market value - and that can fluctuate year-to-year based on recently sold homes. For example, if the assessed market value of a house is $750,000 and the property tax rate is 0.5% - the homeowner would pay $3,750 to their municipality that year.

The go-to website for your Sarnia real estate search is Strata.ca, which showcases every property available, so you'll never miss an opportunity. But why settle for basic property details when you could unlock Sarnia's real estate history! This kind of intel can give you an edge in the local market.

Sarnia has a walk score of 20, meaning most errands and travel within the city will require a car. The transit score, meanwhile, is 23 - resulting in a much more limited public transportation network. For anyone with a bike, this neighbourhood offers more limited bike infrastructure, with a bike score of 39.

A common mistake buyers make is overlooking the closing costs associated with purchasing a house in Sarnia. These fees are standard in real estate, but can still catch you off guard if you're unprepared. Buyers are not allowed to roll closing costs into their mortgage. So be prepared to budget anywhere up to 2% of the purchase price. For instance, 2% on a $600,000 house in Sarnia would require $12,000 to be set aside for closing day. A significant portion of your closing costs will be dedicated to the land transfer tax. These taxes are based on a percentage of the total purchase price. First-time homebuyers could be eligible to receive a rebate on a portion of taxes paid. And finally, when buying a home in Sarnia, you'll need a real estate lawyer to close the deal. Although fees can vary, expect to set aside somewhere around $1,500 - $2,000 on closing to cover your legal costs.