Houses for Sale in St. Clair, ON

Every city has its most in-demand neighbourhoods, and in St. Clair they are none available. Strata.ca looks at a number of indicators to rank the communities most in-demand. Indicators include the average time a property spends on market, the average sale price, plus the percentage of homes that have sold over asking.

St. Clair's most priciest neighbourhoods are none available. Strata.ca looks at historical data to calculate the average sale price for every neighbourhood. If you're looking for cheaper options though - none available also have great properties, but at much better value.

The most affordable neighbourhoods in St. Clair are none available. We isolate these neighbourhoods by looking at the average sold price over a set period of time. For context, it's important to note that St. Clair's average house price is unknown.

One of the carrying costs associated with homeownership in St. Clair is your property tax. This tax helps fund many local services, such as snow removal, fire protection, and much more. Property tax rates are assessed and determined annually by your municipality. They usually fall somewhere between 0.5 to 2.5%. St. Clair homebuyers will often assume that the bigger the house, the more they'll pay. But this isn't necessarily true as the tax rate is multiplied by the home's current market value, which can change year-to-year based on recently sold properties. Let's say your property's market value is $700,000 and the municipal property tax rate is 0.5%. This means you'd owe $3,500 in property taxes that year.

Strata.ca updates multiple times each day, featuring all the available listings in St. Clair. This platform offers something extra that many others don't. In addition to property specs, Strata.ca also provides extra data and rankings. From the average sale price to appreciation rates - Strata.ca gives you the power to learn every aspect of the neighbourhoods you're interested in.

When purchasing a house in St. Clair, you must budget for a series of charges known as 'closing costs'. These costs are necessary in order to finalize your purchase, so be sure to factor them in before making an offer. Buyers are not allowed to roll closing costs into their mortgage. So be prepared to budget anywhere up to 2% of the purchase price. For instance, 2% on a $600,000 house in St. Clair would require $12,000 to be set aside for closing day. A significant portion of your closing costs will be dedicated to the land transfer tax. These taxes are based on a percentage of the total purchase price. If you're a first-time homebuyer, however, you could be eligible for a government rebate to bring down these costs. And lastly, buying St. Clair real estate will require a lawyer you can trust. You'll need to find someone who specializes in this as they'll be finalizing your purchase. Real estate lawyers have varying rates, but many agents will recommend you budget about $2,000 to cover their fees.