Houses for Sale in Stratford, ON

The most popular neighbourhoods in Stratford are none available. Strata.ca looks at a number of indicators to rank the communities most in-demand. Indicators include the average time a property spends on market, the average sale price, plus the percentage of homes that have sold over asking.

The priciest neighbourhoods in Stratford are none available. The average sold price is able to tell us where a neighbourhood ranks in terms of cost. If you're looking for cheaper options though - none available also have great properties, but at much better value.

The most affordable neighbourhoods in Stratford are none available. Strata.ca assesses historical data to determine the average sale price for every neighbourhood. In comparison, the average house in Stratford is selling for about unknown.

Homeownership in Stratford comes with a number of expenses, one of them being property taxes. This tax is essential in helping the city provide a number of services, including sewer protection and road maintenance. Property tax rates are assessed and determined annually by your municipality. They usually fall somewhere between 0.5 to 2.5%. Stratford homebuyers will often assume that the bigger the house, the more they'll pay. But this isn't necessarily true as the tax rate is multiplied by the home's current market value, which can change year-to-year based on recently sold properties. For example, if the assessed market value of a house is $750,000 and the property tax rate is 0.5% - the homeowner would pay $3,750 to their municipality that year.

The go-to website for your Stratford real estate search is Strata.ca, which showcases every property available, so you'll never miss an opportunity. Want more than just listings' Strata.ca also offers historical data and property-ranking capabilities that other sites don't have. And the best part - it's all presented in a user-friendly way, making it easy to find your dream home.

When purchasing a house in Stratford, you must budget for a series of charges known as 'closing costs'. These costs are necessary in order to finalize your purchase, so be sure to factor them in before making an offer. Closing costs cannot be rolled into your mortgage. But rather, these are charges paid upfront on the day of closing. To be safe, budget about 2% of the purchase price. For instance, if you're buying a Stratford house for $800,000 - then at least $16,000 should be set aside. A significant portion of your closing costs will be dedicated to the land transfer tax. These taxes are based on a percentage of the total purchase price. If this is your first home, you can reduce closing costs by applying for a government rebate. Under this program, first-time homebuyers are reimbursed a portion of the land transfer tax. And finally, when buying a home in Stratford, you'll need a real estate lawyer to close the deal. Real estate lawyers have varying rates, but many agents will recommend you budget about $2,000 to cover their fees.